| Value | Category | Cases | |
|---|---|---|---|
| 1 | Cannot afford / It is too expensive | 0 |
0%
|
| 2 | I earn too little/I don’t have a job/I do not earn enough income | 240 |
55.9%
|
| 3 | I do not need to be insured because the value of my things is too low | 1 |
0.2%
|
| 4 | I don’t think anything will happen to my possessions | 2 |
0.5%
|
| 5 | Don’t want it | 21 |
4.9%
|
| 6 | Don’t believe in insurance | 5 |
1.2%
|
| 7 | Never thought about it | 16 |
3.7%
|
| 8 | I don’t know enough about these products | 40 |
9.3%
|
| 9 | I don’t need it | 9 |
2.1%
|
| 10 | Don’t have household contents | 5 |
1.2%
|
| 11 | Do not trust insurance to pay out when I claim | 1 |
0.2%
|
| 12 | These things are not meant for people like me | 2 |
0.5%
|
| 13 | There are better things to spend my money on | 2 |
0.5%
|
| 14 | Don’t see the benefits | 0 |
0%
|
| 15 | If I miss a payment I lose the insurance cover and the money I have paid for the | 0 |
0%
|
| 16 | I am too young/still a student | 15 |
3.5%
|
| 17 | I am not currently working | 58 |
13.5%
|
| 18 | I was declined or did not qualify | 3 |
0.7%
|
| 19 | The language used and conditions are too confusing | 0 |
0%
|
| 20 | I have never been told about it | 3 |
0.7%
|
| 21 | Covered by someone else | 3 |
0.7%
|
| 22 | No reason | 0 |
0%
|
| 23 | Do not know | 0 |
0%
|
| 24 | Other | 3 |
0.7%
|
| Sysmiss | 1434 |