Namibia Financial Inclusion Survey
2017
Namibia, 2017
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Aug 05, 2024
Last modified
Apr 25, 2025
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- Data files
-
2017 NFIS MAIN
DATASET
Q124_1 Reasons for not using bank accounts or services (Q124_O1)
Data file: 2017 NFIS MAIN DATASET
Overview
Valid:
672
Invalid:
1191
Type:
Discrete
Decimal:
0
Width:
12
Range:
1 - 19
Format:
Numeric
Questions and instructions
Literal question
Q124 [IF RESPONDENT DOES NOT HAVE A BANK ACCOUNT OR SMARTCARD ACCOUNT; CHECK Q115; ASK:] There are many reasons why people often do not have an own bank account or use bank services. Can you tell me why you do not use it?
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Do not need it - Insufficient or no money coming into the account to justify it | 152 |
22.6%
|
| 2 | Have no money to save | 321 |
47.8%
|
| 3 | Cannot maintain the minimum balance | 20 |
3%
|
| 4 | Bank service charges are too high | 14 |
2.1%
|
| 5 | Banks are too far away | 29 |
4.3%
|
| 6 | Banking hours are not convenient | 0 |
0%
|
| 7 | Do not have the documentation required | 42 |
6.3%
|
| 8 | Do not understand how banks work | 15 |
2.2%
|
| 9 | Do not understand the language used in banks | 0 |
0%
|
| 10 | Do not know how to apply | 12 |
1.8%
|
| 11 | Do not understand benefits from having a bank account | 3 |
0.4%
|
| 12 | Do not trust banks | 2 |
0.3%
|
| 13 | Bank accounts are not for people like ‘me’ | 1 |
0.1%
|
| 14 | Fear refusals | 1 |
0.1%
|
| 15 | Banks do not provide the products or services needed | 1 |
0.1%
|
| 16 | Can get services needed elsewhere in the community | 0 |
0%
|
| 17 | Need permission of someone else to open it | 1 |
0.1%
|
| 18 | Other | 42 |
6.3%
|
| 19 | Do not know | 16 |
2.4%
|
| Sysmiss | 1191 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Interviewer instructions
[DO NOT READ. SPONTANEOUS MENTION. MULTIPLE MENTION POSSIBLE.